Rebirth Financial – P2C Lending to Businesses in Louisiana

Chonchol Gupta and Xavier Cabo, two graduates of the Tulane University’s A.B. Freeman School of Business, founded to enable small businesses from Louisiana easier access to loans.

Interested businesses are screened and once approved can apply for loans between 5,000 and 100,000 US$ with loan terms ranging from 5,000 to 100,000. There is only a small fee of 100 US$. Apart from that fee, the business model of Rebirth Financial bases on earning from the interest rate spread.

Any US resident can lend. Minimum amount is 50 US$. Rebirth Financial is not subject to SEC registration.

It will be very interesting to see how the first p2c lending service in the US develops. Funding Circle in the UK had a good start. Rebirth Financial has already announced that Louisiana is only the start and that they plan to expand nationwide.

Peter Renton over at has an interesting long article reviewing the launch of, too.

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