P2P Lending Cashback and Bonus Offers

This page lists current cashback and bonus offers by p2p lending marketplaces and tells investors how to apply to make use of them. Many of the p2p lending platforms use cashback offers as a form of marketing campaign promotion, therefore some of the offers are only available for a limited time or other conditions apply. It is easy: Usually they work, if you signup using the special links provided below (no need to type in a promo code).

At the bottom of the page you can sign up to get automatic email notifications when new offers are added.

Mintos cashback

Who: Read more information about Mintos
What: 1% cashback
When: paid within 30,60 and 90 days on the amount invested after registration
Conditions: only available on investment within 90 days after registration
Get Mintos cashback: Just register using this link: Mintos registration and start lending
If you consider signing up at Mintos, you should do this soon, as the cashback will be lowered for registrations that are done after Nov. 18th.

Estateguru LogoEstateguru cashback

Who: Read more information about Estateguru
What:  0.5% cashback
When: all investments for the first 3 months since registration
Conditions: you need to register through the link below
Get Estateguru cashback: Just register using this link: Estateguru registration and start lending

bondora-logo-2016bBondora signup bonus

Who: Read more information about Bondora
What: 5 Euro bonus
for new customers.
When: at first bid
Conditions: minimum 10 Euro investment
Get Bondora cashback: Just register using this link: Bondora registration and start lending

FlenderFlender cashback

Who: Read more information about Flender
What:
5% cashback
When: for 30 days after registration
Conditions: need to register through the link below
Get Flender cashback: Register using this link Flender registration and start lending

Iuvo LogoIuvo cashback

Who: Read more information about Iuvo
What: 30 EUR bonus (plus extra 60 EUR see next line)
When: two working days after registration. If within two months of the registration the deposited amount in the account is increased to above 2,500 EUR, an additional cash bonus of 60 EUR is paid
Conditions: Deposit and invest at least 1,000 Euro. Funds need to stay invested for a minimum of 3 months. This promotion works through an email referral invite.
Get Iuvo cashback: Request referral invite here. You will receive an email from me (usually within 1-2 working days). Follow the instructions.

Wisefund cashback

Who: Wisefund is an Estonian platform for SME loans
What: 0.5% cashback for 270 days
Conditions: Minimum investment 10 EUR
Get Wisefund cashback: Register using this link  Wisefund registration and start lending

boldyield logoBoldyield cashback

Who: Boldyield is an Estonian platform for property, marine transport and SME loans
What: 0.5% cashback for 180 days
Conditions: Minimum investment 100 EUR
Get Boldyield cashback: Register using this link  Boldyield registration and start lending

Monethera logoMonethera cashback

Who: Monethera is an Estonian platform for SME loans
What: 0.5% cashback for 180 days
Conditions: Minimum investment 1 EUR
Get Monethera cashback: Register using this link  Monethera registration and start lending

GrowthStreet cashback

Who: Growthstreet is a UK platform for SME loans
What: 50 – 2000 GBP investor welcome bonus (dependent on invested amount, 1,000 GBP minimum investment)
When: Bonus will be credited within 2 weeks.
Conditions: UK residents only (as UK mobile number required). Must be invested within 14 days of signing up. Classic account only. Funds need to stay invested for a minimum of 12 months.
Get Growthstreet cashback: Register using this link Growthstreet registration and start lending within 14 days

Housers cashback

Who: Housers is a Spanish property platform with offers in Spain, Italy and Portugal
Note: Investments are mostly into equity. Dividends are mostly paid based on generated rental income and or rise of house values
What: 25 EUR cashback

When: one month after  you have first invested (minimum 50 EUR)
Conditions: You need to register through the link below or type in Housers Promo code PFH–REF–60778 (depending on your language setting it might say Housers codice promozionale or Housers Código promocional). Must be reinvested.
Get Housers cashback: Just register using this link: Housers registration and start investing

Reinvest24 cashback

Who: Reinvest24 is a property investment platform in Estonia. Investors invest into the property via an SPV and earn rental income as well as any appreciation of the property value.
What: 0.5% (from 500 EUR invest) to 1% (from 1000 EUR invest) cashback
Conditions: Just register through the link below
Get Reinvest24 bonus: Just register using this link: Reinvest24 registration and start lending

Grupeer welcome bonus

Who: Grupeer  offers several loan types secured by buyback guarantee
What: 1% cashback during the first 7 days after the loan originators’ projects are first published on the platform.
Conditions: Just register through the link below and invest into eligible loans
Get Grupeer bonus: Just register using this link: Grupeer registration and start lending
Extra for new investor till November 17h: 1% cashback. Just register via the link above and invest at least 100 EUR. Cannot be combined with other cashbacks.

Rendity signup bonus

Who: Rendity is a crowdinvesting platform offering 12 to 36 months investments secured by property
What: 25 EUR bonus
Conditions: Just register through the link below and invest
Get Rendity bonus: Just register using this link: Rendity registration and start lending

Ratesetter logoRatesetter cashback

Who: Read more information about Ratesetter
What:
New investor offer: £20 bonus when you deposit £10+. Ts & Cs apply. Available both for IFISA and Everyday investment.
When: new offer, starting Oct. 22nd, 2019
Conditions: UK investors only.
Get Ratesetter cashback: Just register using this link: Ratesetter registration and start lending

LendingCrowd cashback

What: 75 GBP to 400 GBP cashback, plus an additional 50 GBP if you transfer any ISA over 5000 GBP from another provider
When: Register and lend before April, 30th 2019
Conditions: New investor offer; UK residents only, must invest at least 2,500 GBP; at least 20,000 GBP for maximum cashback
Get LendingCrowd cashback: Just register using this link: LendingCrowd registration and start lending

October logoOctober bonus

Who: Read more information about October (previously Lendix)
What: 20 EUR bonus
When: once you have invested at least 200 EUR
Conditions: you need to register through the link below
Get Lendix cashback: Just register using this link: October registration and start lending (you don’t need a Lendix sponsor code)

Assetz Capital cashback

Who: Assetz Capital is a marketplace for UK SME and property loans
What:
Cash bonus for new investors

  • £50 for investments of £1,000+
  • £100 for investments of £5,000+
  • £150 for investments of £10,000+
  • £250 for investments of £20,000+

Conditions: UK bank account required (you can get that free via Transferwise Borderless or Revolut). 1000 GBP minimum investment. Must be invested within 60 days of registration. Must stay invested for 12 month.  Bonus is paid after the 12 month.
Get Assetz Capital  cashback: Just register using this link: Assetz Capital registration and start lending

Kuflink cashback

Who: Kuflink is a marketplace for UK property loans
What: 2.5-4% cashback (depending on investment amount; 1,000 GBP minimum invest)

Conditions: UK bank account required (you can get that free via Transferwise or Revolut). 500 GBP minimum investment. Applicable to normal and IFISA investors. Must be invested within 24 hours of first loan investment. Be sure to read T&C!
Get Kuflink cashback: Just register using this link: Kuflink registration and start lending

Envestio LogoEnvestio cashback

Who: Envestio is a marketplace offering high interest SME projects
What: 0.5% cashback
on all investments in the first 270 days. Cashback is paid once monthly (on the 5th) for investments in the previous month
Conditions: you need to register through the link below. Minimum investment amount 100 Euro.
Get Envestio cashback: Just register using this link: Envestio registration and start investing

Neofinance logoNeofinance signup bonus

Who: Neofinance is a Lithuanian marketplace offering consumer loans
What: 25 EUR
signup bonus
Conditions: you need to register through the link below and invest. Minimum investment amount 50 Euro.
Get Neofinance bonus: Just register using this link: Neofinance registration and start investing

Bondster logoBondster cashback

Who: Bondster is a Czech marketplace offering consumer loans, SME loans and property loans
What: 10 EUR cashback

Conditions: Minimum investment 1000 EUR within 30 days of registration
Get Bondster bonus: Just register using this link: Bondster registration

Exporo cashback

Who: Exporo is a German property crowdinvesting marketplace
What: 100 EUR cashback
on first investment (investments possible from 500 EUR)
Conditions: you need to register through the link below. Offer available until Oct. 31st 2019. Afterwards cashback bonus reduces to 50 EUR.
Get Exporo bonus: Just register using this link: Exporo registration and start investing

Lenndy logoLenndy bonus

Who: Read more information about Lenndy
What: 10 EUR bonus (on 100 EUR minimum investment)
When: bonus will be paid after investment is completed
Conditions: you need to register through the link below; 100 EUR minimum investment
Get Lenndy bonus: Just register using this link: Lenndy registration and start lending

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Notice to p2p lending marketplaces that want to see their cashback offer listed here – please do contact me. (my Linkedin profile)