German p2p lending service Auxmoney.com has added the option for borrowers to enhance a listing by adding an audio file. The borrower records the audio message by dialing a phone number and identifying himself by a pin supplied by Auxmoney.
Hearing the borrower describing his request creates a much more personal impression to me than only reading a text description.
To hear an audio-file created by a borrower follow this link and click on the speaker symbol (the audio is in German).
Auxmoney Screenshot June, 8th 2009; symbol for audio profile marked in red
(Source: via P2P-Kredite.com)