Today Isepankur launched the possibility for lenders to sell and buy loan (parts) on a secondary marketplace. Lenders can list the loans they want to sell at the secondary marketplace and set a price which either is equal to the outstanding principal or apply a premium (up to 5%) or a discount to that. The fee Isepankur charges if a transaction closes is 1.5% (each) from seller and buyer.
I talked about the advantages a secondary market offers in p2p lending before. Most major marketplace have added the possibility to sell or buy loans. The latest to introduce this feature was Ratesetter.
In the past weeks Isepankur also introduced borrower groups (A, B and C), which group loan applications by discretionary income. Combined with the credit history classification already used (600-1000) loan applications are now classified by a combination of both (e.g. A800).