Mintos Offers Big Cashbak Bonus for New Investors – is now a Good Time to Join?

wiseclerk

mintos logoMintos* has just launched a new cashback promotion aimed at new investors. To get it, you just follow these steps:

  1. Follow  this link* to register at Mintos.
  2. At registration put WEALTH into the promo code field (was pre-filled when I looked).
  3. Between August 28th and September 30th invest in notes, bonds, property and/or ETFs. The amount you invested on September 30th determines the size of the bonus (see table below).
  4. The money has to stay invested until Dec 31st 2025.
  5. Bonus will be paid out on January 10th, 2026

Full bonus terms are linked on the Mintos* website.

mintos wealth cashback

This translates to up to 2% cashback bonus in 4 months time.

I started investing over 10 years ago at Mintos* in January 2015. I am very satisfied with the results I achieved since. You can read all my previous Mintos articles on this blog.

 

International P2P Lending Volumes July 2025

wiseclerk

The table lists the loan originations of p2p lending marketplaces for last month. Mintos* leads ahead of Bondora* and Esketit*. The total volume for the reported companies in the table adds up to 230 million Euro. I track the development of p2p lending volumes for many markets. Since I already have most of the data on file, I can publish statistics on the monthly loan originations for selected p2p lending platforms.

Investors living in national markets with no or limited selection of local p2p lending services can check this list of international investing on p2p lending services. Investors can also explore how to make use of current p2p lending cashback offers available. UK investors can compare IFISA rates.

international p2p lending volume statistic july 2025
Table: P2P Lending Volumes in July 2025. Source: own research
Note that volumes have been converted from local currency to Euro for the purpose of comparison. Some figures are estimates/approximations.

Links to the platforms listed in the table: Afranga*, Bondora*,  Crowdproperty*, Debitum Investments*, Devon*, Esketit*, Estateguru*, Finansowo*, Folk2Folk*, Geldvoorelkaar*, Investly*,  Kuflink*, Loanch*, Mintos*, Nectaro*, Proplend*, Robocash*, Swaper*, Ventus Energy*.

International P2P Lending Volumes June 2025

wiseclerk

The table lists the loan originations of p2p lending marketplaces for last month. Mintos* leads ahead of Bondora* and Esketit*. The total volume for the reported companies in the table adds up to 237 million Euro. I track the development of p2p lending volumes for many markets. Since I already have most of the data on file, I can publish statistics on the monthly loan originations for selected p2p lending platforms.  This month I added Afranga* to the table.

Investors living in national markets with no or limited selection of local p2p lending services can check this list of international investing on p2p lending services. Investors can also explore how to make use of current p2p lending cashback offers available. UK investors can compare IFISA rates.

international p2p lending volume stats june 2025
Table: P2P Lending Volumes in June 2025. Source: own research
Note that volumes have been converted from local currency to Euro for the purpose of comparison. Some figures are estimates/approximations.

Links to the platforms listed in the table: Afranga*, Bondora*,  Crowdproperty*, Debitum Investments*, Devon*, Esketit*, Estateguru*, Finansowo*, Folk2Folk*, Geldvoorelkaar*, Investly*, Kuflink*, Loanch*, Mintos*, Nectaro*, Proplend*, Robocash*, Swaper*, Ventus Energy*.

Notice to p2p lending services not listed: Continue reading →

International P2P Lending Volumes May 2025

wiseclerk

The table lists the loan originations of p2p lending marketplaces for last month. Mintos* leads ahead of Esketit* and Bondora*. The total volume for the reported companies in the table adds up to 306 million Euro. I track the development of p2p lending volumes for many markets. Since I already have most of the data on file, I can publish statistics on the monthly loan originations for selected p2p lending platforms.  This month I added Devon* to the table.

Investors living in national markets with no or limited selection of local p2p lending services can check this list of international investing on p2p lending services. Investors can also explore how to make use of current p2p lending cashback offers available. UK investors can compare IFISA rates.

international p2p lending volume statistic may 2025
Table: P2P Lending Volumes in May 2025. Source: own research
Note that volumes have been converted from local currency to Euro for the purpose of comparison. Some figures are estimates/approximations.

Links to the platforms listed in the table: Bondora*,  Crowdproperty*, Debitum Investments*, Devon*, Esketit*, Estateguru*, Finansowo*, Finbee*, Folk2Folk*, Geldvoorelkaar*, Investly*, Iuvo Group*, Kuflink*, Loanch*, Mintos*, Nectaro*, Proplend*, Robocash*, Swaper*, Ventus Energy*.

Notice to p2p lending services not listed: Continue reading →

Bondora has Submitted Bank License Application

wiseclerk

Estonian P2P Lending Platform Bondora* has submitted an application for a bank license in Estonia (source; paywall). Pärtel Tomberg, Bondora CEO is cited saying ‘This is a significant step and the beginning of a new phase.’. He expects teh FSA to grant the banking license in 2026.

According to earlier media reports Bondora selected Tuum as the supplier of its cloud-native core banking platform. According to a press release ‘Tuum was selected for its modular design, cloud-native architecture, and ability to meet stringent EU regulatory expectations. The decision was also supported by Tuum’s track record with other Eurozone institutions, including LHV and OP Financial Group.’

‘Choosing Tuum means we can focus on customer experience and innovation while building on a modern, scalable foundation’ said Andrus Raudsalu, Chief Strategy Officer at Bondora.

Bondora follows earlier similar moves of p2p lending marketplaces evolving into banks, e.g. Zopa in the UK.

International P2P Lending Volumes April 2025

wiseclerk

The table lists the loan originations of p2p lending marketplaces for last month. Mintos* leads ahead of Esketit* and Bondora*. The total volume for the reported companies in the table adds up to 224 million Euro. I track the development of p2p lending volumes for many markets. Since I already have most of the data on file, I can publish statistics on the monthly loan originations for selected p2p lending platforms.

Investors living in national markets with no or limited selection of local p2p lending services can check this list of international investing on p2p lending services. Investors can also explore how to make use of current p2p lending cashback offers available. UK investors can compare IFISA rates.

international p2p lending statistic april 2025
Table: P2P Lending Volumes in April 2025. Source: own research
Note that volumes have been converted from local currency to Euro for the purpose of comparison. Some figures are estimates/approximations.

Links to the platforms listed in the table: Bondora*,  Crowdproperty*, Debitum Investments*, Esketit*, Estateguru*, Finansowo*, Finbee*, Folk2Folk*, Geldvoorelkaar*, Investly*, Iuvo Group*, Kuflink*, Loanch*, Mintos*, Nectaro*, Proplend*, Robocash*, Swaper*, Ventus Energy*.

Notice to p2p lending services not listed: Continue reading →