Accenture in cooperation with Gemius published a report (english, polish page) on the polish p2p lending market. The report looks at the parameters of the polish p2p lending sites Kokos (see our earlier interview with Kokos), Finansowo and Monetto. The report in detail shows the result of a survey of 1075 internet users on questions of various social lending aspects.
In Poland there will be three p2p lending services competing for borrowers and lenders:
- Kokos.pl (launched). I did an interview with Kokos last week.
- Finansowo.pl (launching within next week)
- Monetto.pl (launching soon)
The services are positioned quite differently, with different minimum loan sizes ranging from 500 PLN (approx 200 US$) to 3,000 PLN. Furthermore Finansowo appearantly will not do any credit score checking and "will not touch the money", so apparently payments need to be conducted directly between borrower and lender.
All sites target a young audience aged 22 to 34 and think that Polish customers are open to new ideas.
(Source: Virtuous cycle)